We think this is a great idea: a do-it-yourself consolidation site

This is really cool....consolidateyourself.com; they offer a complete do it yourself facility to consolidate your loans. You only need your FASFA id/pin so you can look up your loans and loan detail to include on the consolidation application.

What's really interesting is their borrower benefit. 4% cash back. It's graduated in the sense that you get 1% back if you make consistent on time payments. This is an unsually generous benefit, we presume, because it's offered in a low touch environment.

consolidateyourself.com is a brand of Erie Processing Corporation in Florida. We've never heard of Erie Processing before, so do a little checking around before you engage in business with them. This is a great concept though.